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— 3 min read

iTrustCapital: The Leading Crypto IRA Platform in 2026

iTrustCapital is a U.S.-based fintech company founded in 2018, specializing in self-directed alternative asset retirement accounts. It allows investors to hold cryptocurrencies and physical precious metals (gold and silver) within tax-advantaged Individual Retirement Accounts (IRAs) or non-retirement Premium Custody Accounts. As of January 2026, the platform has processed over $16 billion in transactions and serves more than 200,000 accounts, making it one of the most popular options for diversifying retirement portfolios with digital assets.

iTrustCapital | The #1 Crypto IRA Retirement Platform

itrustcapital.comiTrustCapital | The #1 Crypto IRA Retirement Platform

The official website is https://www.itrustcapital.com/, and the secure login portal is https://app.itrustcapital.com/login. Always access these directly by typing the URL into your browser to avoid phishing sites. Beware of fake pages mimicking "Sign In | Log In iTrustCapital Us Account"—these are common scams. iTrustCapital never asks for credentials via email or unsolicited messages.

Key Features and Benefits

iTrustCapital stands out for its simplicity, low costs, and institutional-grade security:

  • 24/7 Trading: Buy and sell assets anytime via web or mobile app (iOS/Android).
  • Account Types: Traditional IRA, Roth IRA, SEP IRA, and Premium Custody Accounts (non-IRA for taxable trading).
  • Funding Options: Cash contributions, IRA transfers, 401(k)/403(b)/TSP rollovers.
  • Additional Tools: Staking rewards on select cryptos (e.g., Ethereum, Solana), recurring buys, conditional orders, and in-kind crypto transfers.
  • Tax Advantages: Grow investments tax-deferred (Traditional) or tax-free (Roth).

The platform handles all IRS reporting, making it beginner-friendly while appealing to experienced investors.

Supported Assets

Users can trade over 90 cryptocurrencies and physical metals:

  • Popular cryptos: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), XRP, Cardano (ADA), Dogecoin (DOGE), Shiba Inu (SHIB), Avalanche (AVAX), Chainlink (LINK), Polygon (POL), and many more (including emerging tokens like Bittensor, Ondo, and meme coins).
  • Precious metals: Physical gold (delivered or stored) and silver.

Assets are held 1:1 off-balance sheet—iTrustCapital never borrows, lends, or leverages client holdings.

Transparent Fee Structure

One of iTrustCapital's biggest advantages is its low, predictable pricing—no hidden charges:

  • $0 setup, monthly, annual, or exit fees.
  • 1% flat fee on cryptocurrency buys/sells.
  • Gold: $125 over spot price per ounce.
  • Silver: $3.95 over spot per ounce (buys); slightly lower on sells.

This is significantly cheaper than many competitors, who often charge monthly maintenance or higher spreads.

Security and Custody

Security is paramount:

  • Crypto stored in cold storage with institutional partners like Coinbase Custody and Fireblocks (using multi-party computation and hardware security modules).
  • Metals held by regulated custodians.
  • USD funds in FDIC-insured banks (e.g., Wells Fargo) or SIPC-protected accounts.
  • No direct custody by iTrustCapital—reduces risk.
  • Mandatory 2FA and compliance checks.

No major hacks or breaches reported since inception.

iTrustCapital Review Review | CryptoSlate

cryptoslate.comiTrustCapital Review Review | CryptoSlate

Customer Reviews and Reputation

In 2026, iTrustCapital continues to dominate rankings:

  • Trustpilot: 5 stars from over 7,400 reviews.
  • Birdeye/Google: 4.8–4.9 stars from 15,000+ reviews.
  • BBB: A+ rating.
  • Named Best Crypto IRA by Investopedia, Business Insider, The Defiant, Blocktelegraph, and others.

Users praise responsive U.S.-based support (phone: 562-600-8399), easy onboarding, and transparent fees. Minor complaints involve occasional delays in funding/withdrawals due to compliance, but these are rare and resolved quickly.

How to Get Started Safely

  1. Visit https://www.itrustcapital.com/ directly.
  2. Click "Open Account" and complete the online application (minutes).
  3. Fund via bank transfer, rollover, or crypto deposit.
  4. Enable 2FA immediately.
  5. Start trading 24/7.

Minimum investment: $1,000. Ideal for long-term holders seeking tax benefits without complex DeFi or high fees.

iTrustCapital is fully legitimate, compliant, and highly recommended for Americans diversifying into crypto/metals retirement investing. If you're in Seattle (or anywhere in the US), it's available in all 50 states. For questions, use their official help center at https://help.itrustcapital.com/.

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